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Step1: Transaction Submission

Step2: Payment Processor

Step3: CC Interchange (Intxc)

Step4: CC Issuer

Step5: CC Issuer Processing

Step6: CC <-> Merchant Bank

Step7: Merchant Bank processing

Step8: Payment processor <->

Step9: Intxc <>Merchant Bank

Step 9: The Credit Card Interchange passes the appropriate funds for the transaction to the Merchant’s Bank, which then deposits funds into the merchant’s bank account.


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