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Step1: Transaction Submission

Step2: Payment Processor

Step3: CC Interchange (Intxc)

Step4: CC Issuer

Step5: CC Issuer Processing

Step6: CC <-> Merchant Bank

Step7: Merchant Bank processing

Step8: Payment processor <->

Step9: Intxc <>Merchant Bank

Step 3: The Merchant Bank’s Processor submits the transaction to the Credit Card Interchange (a network of financial entities that communicate to manage the processing, clearing, and settlement of credit card transactions).


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